Affording Drug Rehab Costs

Affording Drug Rehab Costs

Affording Drug Rehab Costs

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Unfortunately, for people who require drug rehab, drug rehab costs aren’t always affordable. However, that doesn’t mean you have to forgo on treatment. More options exist for paying for the help you need than you may think. It may require you to make a few phone calls to determine what’s available to you, though.

  1. Savings and 401K

Although you may not want to start dipping into your accounts, it’ll benefit you in the end if you use this money when you need it. Once you enter into rehab and get the help you need, you can make up the money you used. 

  1. Call Your Insurance

Because of recent changes attributed to by Obamacare, more providers than ever are providing at least partial coverage for drug rehab costs. Even Medicare covers a portion of drug rehabilitation. You’ll need to determine how much your policy will cover because each policy is different. Your insurance company may have certain requirements implemented for the qualification process. For instance, you may need to visit a psychologist to obtain a formal diagnosis for your condition. 

  1. Take Out a Loan

Depending on your credit, you may want to take out a loan to cover the cost of the procedure. You could also use a credit card. Keep in mind, you may be able to work during the course of your treatment, so you can start paying on the loan while you’re in recovery. 

  1. Make Payments

You may be able to set up a payment plan, so you can get the treatment you need and pay for it as you go through the process. 

  1. Ask Friends and Families

Ask your friends and families if they would like to help you pay for the expense of drug rehab costs. Tell your friends or family you’re willing to pay them back after your treatment. You could even offer to sign an agreement of a time duration that you’ll pay the loan back or agree to make a set-amount payment each month after you get out of recovery. 

  1. Crowd Funding

Crowd funding sites like GoFundMe allow a person to set up an account, explain their situation and ask for donations. Set up a page for your loved one or yourself and explain their situation. More people may be willing to help with the expense than you may have thought. 

  1. Apply for Grants or Scholarships

Many organizations and even the government offer financial assistance for those looking for help paying for rehabilitation. You won’t have to pay back these options, either.  

 

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